Investment Options for the
    Fisher Funds TWO KiwiSaver Scheme

    Join over 200,000 Kiwis with New Zealand’s most trusted KiwiSaver provider.

    Preservation Fund

    Summary of investment objectives and strategy

    Aims to provide stable returns and reduce the potential of capital loss over the short to medium term by investing in New Zealand cash and New Zealand short term fixed interest assets.

    Suggested minimum timeframe
    --
    Risk indicator
    1
    7

    Risk indicator for the Preservation Fund:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    1.9%
    Annual fund charge
    0.61%
    Who is the fund suitable for?

    This fund is suitable for a short term or naturally cautious investor who is looking to make a withdrawal within 12 months or who is most interested in low volatility of returns over achieving potential higher returns.

    Conservative Strategy
    100% Conservative Fund

    Summary of investment objectives and strategy

    Aims to provide stable returns over the long term by investing mainly in income assets with a modest allocation to growth assets.

    Suggested minimum timeframe
    3 years
    Risk indicator
    1
    3
    7

    Risk indicator for the Conservative Strategy:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    3.0%
    Annual fund charge
    0.89%
    Who is the fund suitable for?

    A short term or naturally cautious investor:

    • Looking to make a withdrawal in the short term
    • Values lower volatility of returns over achieving potential higher returns

    While this fund is designed to be conservative in nature, in times of heightened market volatility the value of your investment may go up or down.

    Join now

    Balanced Strategy
    100% Balanced Fund

    Summary of investment objectives and strategy

    Aims to provide a balance between stability of returns and growing your investment over the long term by investing in a mix of income and growth assets.

    Suggested minimum timeframe
    5 years
    Risk indicator
    1
    4
    7

    Risk indicator for the Balanced Strategy:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    6.0%
    Annual fund charge
    0.94%
    Who is the fund suitable for?

    A medium to long term investor:

    • Wants a balance between volatility of returns and achieving potential higher returns
    Join now

    Growth Strategy
    100% Growth Fund

    Summary of investment objectives and strategy

    Aims to grow your investment over the long term by investing mainly in growth assets.

    Suggested minimum timeframe
    7 years
    Risk indicator
    1
    4
    7

    Risk indicator for the Growth Strategy:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    7.8%
    Annual fund charge
    1.04%
    Who is the fund suitable for?

    A long term investor:

    • Can tolerate volatility of returns in the expectation of potential higher returns
    • Has time on their side
    Join now

    Equity Fund

    Summary of investment objectives and strategy

    Focuses on growth of your investment over the long term by investing in New Zealand and international shares.

    Suggested minimum timeframe
    Ten years
    Risk indicator
    1
    5
    7

    Risk indicator for the Equity Fund:

    Lower risk Higher risk
    1
    2
    3
    4
    5
    6
    7
    Potential lower returnsPotential higher returns

    The risk indicator is rated from 1 (low) to 7 (high). The rating reflects how much the value of the fund’s assets goes up and down (volatility). A higher risk generally means higher potential returns over time, but more ups and downs along the way.

    Annualised 5-year return
    10.8%
    Annual fund charge
    1.14%
    Who is the fund suitable for?

    GlidePath

    Summary of investment objectives and strategy

    GlidePath takes the hassle out of investing. With GlidePath, your account is automatically invested in one or a mix of funds that changes based on your age. It's designed to reduce your investment risk as you get older.

    Join now

    Build your own investment strategy

    Drag the bars below to select the percentage of funds you would like to invest in. All options must add to 100%.

    0%
    0%
    0%
    0%
    0%

    Got questions?
    We've got answers.

    Our team is available to tell you more and answer any questions you may have. Chat with us online or request a call by clicking the button below.