Fisher Funds TWO KiwiSaver Scheme for Not Employed
Even if you are not an employee or self employed you can join KiwiSaver.
By joining KiwiSaver you'll be able to take advantage of the following incentives:
|For every $1.00 you contribute the Government will contribute $0.50 up to a maximum of $521.43 per KiwiSaver year (equivalent of $10 per week) if you are over 18 and under 651.|
|First home assistance programs (if eligible)|
In the Fisher Funds TWO KiwiSaver Scheme if you are not receiving a wage or salary you are not required to make regular contributions. However if you do manage to save, the Government will contribute 50 cents for every $1 dollar you save up to a maximum of $10 per week ($521.43 p.a.) if you are over 18 and under the age when you normally qualify to withdraw your KiwiSaver account. We will contact you each year to remind you to top up your Fisher Funds TWO KiwiSaver Scheme account (if you wish to do so) so that you receive the Government contribution. Learn more about the Government contribution.
The Fisher Funds TWO KiwiSaver Scheme does not require a minimum annual contribution.
When you do start work you will need to advise your employer that you are a KiwiSaver member and you will be required to make regular contributions from your wages.
1 If you joined KiwiSaver (or a complying fund) before 1 July 2019, a 5 year minimum membership requirement applies if you were aged 60 or over when you joined. During the 5 year minimum membership period you are entitled to receive the Government contribution. Once you’ve reached the age of 65 you can opt out of this requirement, however if you do so you will forego your entitlement to the Government contribution. Your entitlement will be pro-rated from 1 July in the year that you opt out until the date you opt out.